7-Year Fixed-Rate
Mortgage Rates at
2.75% (2.964% APR)
Refinance now with this opportunity of a lifetime!
Refinance Your Home
Affordable Home Refinancing Options from the Area’s Top Loan Lenders
Work with First Shore Federal to refinance your home. Our experienced loan lenders are some of the best in the nation and have served the Lower Eastern Shore for over 67 years. We make refinancing homes simple and affordable. And unlike other lenders, we don’t just sell your loan; we keep it right here, just a quick phone call away to answer all your questions.


No Application Fee

Lower Interest Rates

Build Equity Quicker

Electronic, mail, or in-person payment options

No Prepayment Penalties

Reliable Customer Service

Trusted Loan Specialists For Over 6 Decades
Contact First Shore Federal to refinance your home, secondary home, manufactured home, or parcel of land. Learn more or apply today!
*Longer terms and rates are available. Please contact your local First Shore Federal Branch for more details. Annual Percentage Rate (APR) effective as of 08/04/2020. Monthly loan payment per $1,000 at 2.964% APR $13.10 for 84 months. Max. Loan Term is 7 years. This offer is available for primary/secondary homes, with a maximum LTV of 90% or less or Double Wide Manufactured Home/Land with a maximum LTV of 80% or less. Subject to credit approval. Property and flood insurance may be required. Payment quoted does not include taxes and insurance. Rates subject to change without notice.

Purchasing a Home?
Start your home loan with the best interest rates possible with First Shore Federal. Contact an office nearest you to discuss this affordable fixed-rate mortgage and other fixed or adjustable-rate mortgages!
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