Competitive Rates for Home Equity Loans and Home Equity Lines of Credit (HELOC)

You’ve got big plans – a new kitchen, that much needed garage or you simply want to consolidate debt! Get a head start with a First Shore Federal Home Equity Loan or Home Equity Line of Credit. Apply in person, by mail, or request a secure upload link. First Shore Federal has been a trusted lender for 69 years.

See Current Rates

Request more details about home equity loans, HELOC’s, other consumer loans, and current rates by filling out the information below. Get started with a loan application today!

Work With Trusted Local Lenders With 69 Years of Experience

As one of the top lenders on the Delmarva Peninsula for consumer loans, First Shore Federal has the experience you want when finding a loan that best fits you. We have programs for fixed and adjustable-rate mortgages, home equity loans, HELOC’s, lot and construction financing and jumbo mortgages.

Secure Loan Application

Apply in person, by mail or request a secure upload link. No matter the route you choose, we always protect your information with a secure and simple application process.

Fixed and Adjustable Rates

We offer you wide flexibility with our competitive fixed or adjustable rates for all our consumer loans.

Trusted Lenders for 69 Years

Get timely, local approval for your loan from experienced lenders at First Shore Federal. We’re here to answer any questions you have to finance your primary or secondary home.

We Don’t Sell Your Loan

When you borrow from First Shore Federal, your loan stays here. Since 1953, our mission has been to serve the residents of the Lower Eastern Shore by offering competitive loan products. That commitment doesn’t stop when you settle on your new home loan.

Frequently Asked Questions

Can I refinance my home or apply for a Home Equity loan with you?

Yes! Our expert lenders can also assist homeowners who want to repair, renovate, or refinance their home. Ask about our refinancing options!

Why choose First Shore Federal?

We make financing your home simple. Not only do we offer some of the most competitive rates in the area, but we also keep your loan with us rather than sell it off so that you can feel confident that it’s in the best hands.

Learn More About Consumer Loan Rates and Terms