Competitive Rates for Financing New and Used Manufactured Homes
Apply for manufactured home loans from First Shore Federal, your local lender with over 51 years of experience. Unlike other lenders, we don’t sell your loan after you sign. It will remain safe with our dependable and experienced team.

Competitive Rates for Financing New and Used
Manufactured Homes
Apply for manufactured home loans from First Shore Federal, your local lender with over 51 years of experience. Unlike other lenders, we won’t sell your loan after you sign but keep it safely with our dependable and experienced team.
See Current Rates
Request more details about manufactured home loans and current rates by filling out the information below. Get started with a loan application today!
Work with trusted local lenders with over 51 years of experience.
As one of the top lenders in the country for manufactured home loans, First Shore Federal has the experience you want when financing and purchasing a manufactured or mobile home. We offer our clients either fixed or adjustable rates on manufactured home loans without any prepayment penalties or application fees.

Secure Loan Application
Apply for a manufactured home loan online, by fax or email, or in person. No matter the route you choose, we always protect your information with a secure and simple application process.

Fixed and Adjustable Rates
We offer you wide flexibility with our competitive fixed or adjustable rates for your new or used manufactured home. Buy in a community or on private land with no prepayment penalties!

Trusted Lenders for 51+ Years
Get timely, local approval for your loan from experienced lenders at First Shore Federal. We’re here to answer any questions you have to finance your primary or secondary home.
Frequently Asked Questions

How do I apply for a loan?
First Shore Federal offers several options when applying for a manufactured home loan. Apply in person at any of our locations from Millsboro to Pocomoke City. Additionally, we can mail or email an application packet.
- If you’re ready to begin the process for manufactured home financing, simply call our Manufactured Home Loan Department at 1-800-634-6309 to receive an application package.
- Fax, mail, or email your application packet.
- Fax your loan application to (302) 934-7281 or (410) 546-9590.
- Mail your loan application to:
220 Washington Street
Millsboro, DE 19966
- Email your application securely using our Secure File Transfer. Contact one of our local branches to learn more about this option.

Can I refinance my manufactured home or apply for a home improvement loan with you?
Yes! Our expert lenders can also assist homeowners who want to repair, renovate, or refinance their manufactured home. Ask about our refinancing options!

Why choose First Shore Federal?
We make financing your manufactured home simple. We help homebuyers looking to purchase from a realtor, a manufactured home retailer, or a private seller. Not only do we offer some of the most competitive rates in the area, but we also keep your loan with us rather than sell it off so that you can feel confident that it’s in the best hands.
Learn More About Manufactured Home Loan Rates and Terms

