Competitive Rates for Financing New and Used Manufactured Homes

Apply for manufactured home loans from First Shore Federal, your local lender on the Lower Eastern Shore on whom you can rely. Unlike other lenders, we won’t sell your loan after you sign but keep it safely with our dependable and experienced team.

Competitive Rates for Financing New and Used
Manufactured Homes

Apply for manufactured home loans from First Shore Federal, your local lender on the Lower Eastern Shore on whom you can rely. Unlike other lenders, we won’t sell your loan after you sign but keep it safely with our dependable and experienced team.

See Current Rates

Request more details about manufactured home loans and current rates by filling out the information below. Get started with a loan application today!

Work with trusted local lenders with over 47 years of experience.

As one of the top lenders in the country for manufactured home loans, First Shore Federal has the experience you want when financing and purchasing a manufactured or mobile home. We offer our clients either fixed or adjustable rates on manufactured home loans without any prepayment penalties or application fees.

Secure Loan Application

Apply for a manufactured home loan online, by fax or email, or in person. No matter the route you choose, we always protect your information with a secure and simple application process.

Fixed and Adjustable Rates

We offer you wide flexibility with our competitive fixed or adjustable rates for your new or used manufactured home. Buy in a community or on private land with no prepayment penalties!

Trusted Lenders for 47+ Years

Get timely, local approval for your loan from experienced lenders at First Shore Federal. We’re here to answer any questions you have to finance your primary or secondary home.

Frequently Asked Questions

How do I apply for a loan?

First Shore Federal offers several options when applying for a manufactured home loan. Apply in person at any of our locations from Millsboro to Pocomoke City. You can also begin an online loan application by clicking the button at the bottom of this page, or print out a hard copy by visiting our website:

  1. Visit firstshorefederal.com.
  2. Hover over “Products & Services” in the top navigation bar, then click “Manufactured Home Loans.”
  3. Click “Start Your Application.”
  4. Print out the application and fill out the necessary information.
  5. Fax, mail, or email your application packet.
    • Fax your loan application to (302) 934-7281 or (410) 543-1355.
    • Mail your loan application to:
First Shore Federal
1116 Mt. Hermon Road
Salisbury, MD 21804
  • Email your application securely using our Secure File Transfer. Contact one of our local branches to learn more about this option.
Can I refinance my manufactured home or apply for a home improvement loan with you?

Yes! Our expert lenders can also assist homeowners who want to repair, renovate, or refinance their manufactured home. Ask about our refinancing options!

Why choose First Shore Federal?

We make financing your manufactured home simple. We help homebuyers looking to purchase from a realtor, a manufactured home retailer, or a private seller. Not only do we offer some of the most competitive rates in the area, but we also keep your loan with us rather than sell it off so that you can feel confident that it’s in the best hands.

Learn More About Manufactured Home Loan Rates and Terms

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NMLS #431561